Our pension system
The Netherlands has a strong pension system with the state pension (“AOW”) as its foundation. In addition, about 90% of employees have supplementary pensions through their work, and there are also individual pension schemes. The system is highly regarded internationally, but is also under pressure. People are living longer and high volatility in capital markets leads to lower investment returns.
The labour market is also changing dramatically and an adjustment of the system is therefore imminent. The public debate has been a long process, with different views, stakeholders and external influences.
Related services
Follow us
Contact us
